How to apply for Unemployment Insurance in Massachusetts (2024)

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If you lose your job, you may be able to get Unemployment Insurance (UI) benefits. Learn more about whether you qualify for UI and what benefits you can get. Once you apply for UI, you may be wondering when you will hear back and what other steps you need to take to get your benefits.

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Apply online, by phone, or in person

See the DUA website to learn what information you will need for your application or “claim.”

It sometimes takes several weeks to get a decision about your UI benefits. You need to start requesting benefits and “certifying” your job search the week after you apply, even if you have not heard from DUA yet.

This video by the DUA explains how to use the UI Online system to file for Massachusetts Unemployment Benefits.

Remote video URL

Request weekly benefits

You need to ask for Unemployment Insurance (UI) benefits each week you are unemployed, starting the week after you apply for UI. The benefits you get are for the week before. You can request weekly benefits either online or by phone:

  • Online: OnUI Online, go to “Request benefit payment.”
  • Phone: Call (617) 626-6338.

Make sure you have:

  • Your social security number,
  • The amount of wages you earned if you worked during the week you are requesting UI for, and
  • Your TeleCert 4-digit PIN (if you are requesting by phone).

See more detailedinstructions on the DUA website.

certify

“Certify” that you are looking for work

Once you apply for Unemployment Insurance, you need to certify your work search every week by phone or online. This means you need to be looking for a job and have proof if they ask you. You also need to certify any earnings. VisitDUA’s website for instructions on how to certify by phone or online.

You need to start certifying 1 week after you apply, even if you haven't heard from DUA yet.

The DUA requires that you:

  • do at least 3 “work search activities” each week you get benefits;
  • keep a log of these work searches; and
  • show this log to DUA if they ask.

See asample work search log. “Work search activities” include activities like filling out a job application, going to a job interview, looking at job postings online, or contacting an employer.

If DUA denies your application, keep certifying while you are appealing. If you win your appeal you can get benefits back to the date you applied for UI.

Prove your identity and answer other questions from DUA

If DUA asks you to prove your identity, they send you a letter or email asking you to use the websiteID.me to send them proof. See How can I prove my identity? to learn how to show proof.

DUA might also ask other questions to make sure you are eligible for UI benefits. They send you a questionnaire and a deadline to answer it. You can answer it online, by phone, or by mail. Learn more abouthow to answer requests for information about your application on the DUA’s website.

Important

Even if you haven't heard back from the DUA yet, you need to request weekly benefits and “certify” that you are looking for work each week after you apply for UI.

Follow these steps

Expand All

1Apply online, by phone, or in person

See the DUA website to learn what information you will need for your application or “claim.”

It sometimes takes several weeks to get a decision about your UI benefits. You need to start requesting benefits and “certifying” your job search the week after you apply, even if you have not heard from DUA yet.

This video by the DUA explains how to use the UI Online system to file for Massachusetts Unemployment Benefits.

Remote video URL

2Request weekly benefits

You need to ask for Unemployment Insurance (UI) benefits each week you are unemployed, starting the week after you apply for UI. The benefits you get are for the week before. You can request weekly benefits either online or by phone:

  • Online: OnUI Online, go to “Request benefit payment.”
  • Phone: Call (617) 626-6338.

Make sure you have:

  • Your social security number,
  • The amount of wages you earned if you worked during the week you are requesting UI for, and
  • Your TeleCert 4-digit PIN (if you are requesting by phone).

See more detailedinstructions on the DUA website.

3“Certify” that you are looking for work

Once you apply for Unemployment Insurance, you need to certify your work search every week by phone or online. This means you need to be looking for a job and have proof if they ask you. You also need to certify any earnings. VisitDUA’s website for instructions on how to certify by phone or online.

You need to start certifying 1 week after you apply, even if you haven't heard from DUA yet.

The DUA requires that you:

  • do at least 3 “work search activities” each week you get benefits;
  • keep a log of these work searches; and
  • show this log to DUA if they ask.

See asample work search log. “Work search activities” include activities like filling out a job application, going to a job interview, looking at job postings online, or contacting an employer.

If DUA denies your application, keep certifying while you are appealing. If you win your appeal you can get benefits back to the date you applied for UI.

4Prove your identity and answer other questions from DUA

If DUA asks you to prove your identity, they send you a letter or email asking you to use the websiteID.me to send them proof. See How can I prove my identity? to learn how to show proof.

DUA might also ask other questions to make sure you are eligible for UI benefits. They send you a questionnaire and a deadline to answer it. You can answer it online, by phone, or by mail. Learn more abouthow to answer requests for information about your application on the DUA’s website.

Important

Even if you haven't heard back from the DUA yet, you need to request weekly benefits and “certify” that you are looking for work each week after you apply for UI.

Hearing back from the Department of Unemployment Assistance (DUA)

How will DUA tell me if I am approved for Unemployment Insurance?

After you apply, the Department of Unemployment Assistance (DUA) will send you their decisions about your case. You get letters from DUA either by mail or in your UI Online inbox, depending on the option you chose when you applied. You will receive a “monetary” determination saying whether you earned enough money to qualify for UI benefits. You may also receive one or more decisions on “non-monetary” issues affecting your eligibility.

These letters will tell you if the DUA has decided to give you benefits or not. Save these letters! If the DUA says you cannot get benefits, you will need information from the letters to ask them to look at your case more carefully. See How to appeal. It is important that you appeal any of these decisions that you disagree with separately.

How long does it take to hear from DUA about my application?

The DUA is busy. It sometimes takes several weeks to get a decision on your Unemployment Insurance benefits.

If you have waited several weeks and still haven’t heard back from the DUA, you can try calling your state representative or senator. They can sometimes call DUA on your behalf, which might help get the agency's attention.Find out who your representative and senator are.

You can also call DUA at 877-626-6800.

What if DUA denies me UI benefits?

If the Department of Unemployment Assistance (DUA) says you cannot get UI benefits, you can ask it to look at your case again. This is called appealing a denial. Learn how to appeal a denial.

It is important that you appeal the denial within 10 days of getting the DUA’s decision.

How long does it take to get my UI benefits?

You get UI benefits either through direct deposit to your bank account ora debit card. But, your first benefit payment will be a paper check.

If youset up direct deposit to a checking or savings account, it will take 9 business days to verify your bank account. After that, each week once the DUA approves your request for benefits, it will take 2 business days for the money to be deposited into your account.

To check the status of your payment, call (617) 626-6563.

To set up, change, or stop direct deposits of your UI benefits, call the DUA Direct Deposit Line at (617) 626-6570.

Expand All

How will DUA tell me if I am approved for Unemployment Insurance?

After you apply, the Department of Unemployment Assistance (DUA) will send you their decisions about your case. You get letters from DUA either by mail or in your UI Online inbox, depending on the option you chose when you applied. You will receive a “monetary” determination saying whether you earned enough money to qualify for UI benefits. You may also receive one or more decisions on “non-monetary” issues affecting your eligibility.

These letters will tell you if the DUA has decided to give you benefits or not. Save these letters! If the DUA says you cannot get benefits, you will need information from the letters to ask them to look at your case more carefully. See How to appeal. It is important that you appeal any of these decisions that you disagree with separately.

How long does it take to hear from DUA about my application?

The DUA is busy. It sometimes takes several weeks to get a decision on your Unemployment Insurance benefits.

If you have waited several weeks and still haven’t heard back from the DUA, you can try calling your state representative or senator. They can sometimes call DUA on your behalf, which might help get the agency's attention.Find out who your representative and senator are.

You can also call DUA at 877-626-6800.

What if DUA denies me UI benefits?

If the Department of Unemployment Assistance (DUA) says you cannot get UI benefits, you can ask it to look at your case again. This is called appealing a denial. Learn how to appeal a denial.

It is important that you appeal the denial within 10 days of getting the DUA’s decision.

How long does it take to get my UI benefits?

You get UI benefits either through direct deposit to your bank account ora debit card. But, your first benefit payment will be a paper check.

If youset up direct deposit to a checking or savings account, it will take 9 business days to verify your bank account. After that, each week once the DUA approves your request for benefits, it will take 2 business days for the money to be deposited into your account.

To check the status of your payment, call (617) 626-6563.

To set up, change, or stop direct deposits of your UI benefits, call the DUA Direct Deposit Line at (617) 626-6570.

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How to apply for Unemployment Insurance in Massachusetts (2024)

FAQs

How to apply for unemployment in MA for the first time? ›

Phone
  1. Call Center Call Department of Unemployment Assistance, Call Center at (877) 626-6800. ...
  2. TeleCert Line (Automated system is operational*) Call Department of Unemployment Assistance, TeleCert Line (Automated system is operational*) at (617) 626-6338.

What disqualifies you from unemployment in MA? ›

Refuse, quit, or are fired from a job. Receive other income. Attend school or training full-time without Department of Unemployment Assistance (DUA) approval. Become self-employed.

How much is unemployment insurance in Massachusetts? ›

Calculating your weekly benefit amount

If you are eligible to receive UI benefits, you will receive a weekly benefit amount of approximately 50% of your average weekly wage, up to the maximum set by law. As of October 1, 2023, the maximum weekly benefit amount is $1033 per week.

Can I go to the unemployment office in person in Massachusetts? ›

Unemployment Insurance Walk-In services are available at the DUA Walk-In Center in Boston and at One-Stop Career Centers in communities throughout Massachusetts. Services include assistance with filing a new claim for Unemployment Insurance, reopening an existing claim, or resolving problems with your current claim.

How many hours can you work while on unemployment in Massachusetts? ›

Under the Massachusetts “low earnings” formula you are required to earn up to 1/3 of your weekly unemployment benefit amount without any offset applied. Any earnings beyond the 1/3 of your weekly unemployment benefit amount will be offset dollar for dollar against your weekly unemployment check.

What day does unemployment pay in MA? ›

If, based on your answers to the certification questions, you are eligible for benefits that week, typically you should receive your benefits on the Tuesday or Wednesday of that week.

What happens if you forgot to file unemployment on Sunday in MA? ›

No payment will be issued for any week that you fail to certify your eligibility. Once you have filed a claim, you must request benefits for each week during which you are in partial or total unemployment. Sunday is the first day of the week that you can request benefits for the prior week.

Can you collect unemployment if you retire in Massachusetts? ›

Post retirement employees may apply for unemployment compensation. The Division of Unemployment Assistance will determine their eligibility.

How do I speak to someone at MA unemployment? ›

Phone
  1. Call Center (877) 626-6800. ...
  2. TeleCert Line (Automated system is operational, please do not transfer to an agent within the system) (617) 626-6338. ...
  3. The Boston Re-Employment Center mass.gov/RECappointment.
  4. Hearing-Impaired Voice Relay 711.

What is the highest benefit for unemployment? ›

The unemployment benefit calculator will provide you with an estimate of your weekly benefit amount, which can range from $40 to $450 per week. Once you submit your application, we will verify your eligibility and wage information to determine your weekly benefit amount.

What state pays the highest unemployment? ›

In the USA, Massachusetts, Washington and Minnesota are the states with the best payments, since the maximum amount is $1,015, $999 and $857, respectively.

Does MA unemployment offer health insurance? ›

The Medical Security Program (MSP) is a program designed to provide health insurance coverage to eligible Massachusetts unemployment insurance (UI) recipients, and their dependent family members residing in Massachusetts. There are two plans offered - Premium Assistance and Direct Coverage.

What are the rules for filing for unemployment in Massachusetts? ›

You must be unemployed through no fault of your own, as defined by Massachusetts law. You must have earned at least a minimum amount in wages before you were unemployed. You must be able and available to work, and you must be actively seeking employment.

How do I claim my weekly unemployment benefits in MA? ›

When requesting weekly unemployment benefits online, we strongly recommend using a laptop or desktop computer.
  1. Log in to your UI Online account.
  2. Select Request benefit payment on your account home page.
  3. Follow the prompts to request a benefit payment.
  4. Print the confirmation page for your records.

What reasons can you quit a job and still get unemployment in Massachusetts? ›

Leaving your job for "urgent, compelling, and necessitous circ*mstances" related to family or medical reasons can make you eligible for unemployment benefits in Massachusetts.

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